Welcome to Polaris Home Funding

Polaris Home Funding offers high quality financial solutions and specializes in cash out refinances for customers who already own their home.

Expert service. Quality Advice.

Serving Ohio & Virginia.  Not intended for Idaho, Alaska or Washington consumers.

Thomas P. Beans

Tom Beans has over 20 years experience in mortgage lending. Communication is the key to a successful real estate transaction. I go above and beyond to answer every and all questions by buyers, sellers, and realtors. Low closing costs and great rates allow buyers to afford more of a home and help realtors find the perfect home for their clients.

Specialties: Purchase business…FHA, 203K, USDA, VA, Homepath. Refinance and rehab loans. First time homebuyers.

Email: tbeans1056@polarishfc.com

Call: (440) 417-3616

How can we help you?

Polaris Home Finding can finance Conventional, FHA, VA, and USDA. We have the ability to finance borrowers with lower credit scores and/or limited credit history. We also have 203K FHA rehab loans available. Free pre-approvals, and underwriting turn times at 24 hours!

Ready to get started now? Apply Now.

Apply Now

Take a minute and fill out our brief application. It only takes a moment and one of our mortgage specialists will reach out to you discuss the right solution for you.

Want to get started now? Download the Uniform Residential Loan Application now.

Have more questions?

Fill out our contact form and we’ll respond as soon as possible.

Rather come see us in person?  Find us now and stop on by this week.

Our Mortgage Services

Polaris Home Loans offers a variety of home loans to meet your needs. Our experienced mortgage loan officers will guide you through purchase process quickly and get you the best possible rate available.

Products we offer

  •  FHA Loans
  •  VA Loans
  •  Conventional Loans
  •  Reverse Mortgages
  •  HECM Mortgages
  •  Jumbo Loans

APPLY TODAY

Cash Out Refinances

Cash out refinancing helps you lower your current mortgage rate and receive cash back out of your home to pay off debt, make improvements, or invest elsewhere. Polaris Home Funding Corporation offers a smooth refinance process by a experienced agents who are experts in the mortgage industry.

Advantages of refinancing

  •  Get cash out
  •  Lower your rate
  •  Change your terms
  •  Plus much more

GET STARTED